Sunday, February 6, 2011

MZ Wealth Saver Plus-A Short Term Premium Payment(5 or10years)

What are the concerns when we are retired ?
  1. Inflation is Everywhere (20yrs Price increace 220%)
  2. Live Expectancy Increased (Year 2020- Male 82yrs Female 83yrs)
  3. Is EPF savings enough ? (Exp : RM 500,000 savings after retirement use for 30 years will be 500,000 divide 360 months = RM 1388.90 per month to spent). This not included the money used for other options. EPF dividend rates are fluctuating and Inflation rates are increasing !! EPF rates in 2000 is 6% and 2008 is 4.5% and inflation in 2000 is 1.5% and 2008 is 5.5%. EPF money will be gone within 3 years after retirement.
  4. Fixed Deposit Rate in 1998 is 5.74% and Aug 2010 shows 2.85% . Low FD rate and increasing cost of living would not increase your future savings.
We Can Help Ease Your Burden- MZ WEALTH SAVER PLUS

  1. 100% SATISFACTION GUARANTEED
  2. 10 years Premium Paying Term. Can choose for Paid-Up Option 5years.
  3. Policy Term 15 , 20 or 25 years
  4. Guaranteed Cash Dividend through out the Policy Term.
  5. Better than FD-Receive Stream of Income (Year 1-5 (5%) , Year 6-10 (6%) , Year 11-25(7%)
MZWSP- Cater for Various Financial Goals
  1. Vacation
  2. Child's Education
  3. Buy New House
  4. Marriage
  5. Financial Freedom-Retirement
WHY MZ WEALTH SAVER PLUS ?
  1. Better Guaranteed rates !
  2. Higher Maturity Value !
  3. Offers death & TPD protection!
Save & Protect with MZWSP

Exp of the Policy : Age 30yrs Sum Assured 100,000 Pay for 10 years RM 381,000(Yearly RM38,100)
Policy Term 25 years . Age 55 get back RM 974,422.00  included Guaranteed Cash Dividend RM 92500.

Premium Rates -Age 1 to 60 years for RM 10000 coverage is RM 389 to RM 434 per month.
Female Rates - 3years set back from male rate.

Contact information : 016 3728143 Email:baradhan@mzpartners.com.my

TERAS MALAYSIA EXTRA-Meeting insurance needs with FREE COVERAGE

Benefits of the Policy:-
  1. Regular Premium/Level Premium
  2. Non Participating Plan (No bonus/Divident given)-Usefull for company TAX RELIEF
  3. Money Back Guaranteed (What ever paid will be refunded back if nothing happens during the coverage periods)
  4. Term 15/20/25/30 years
  5. Minimum Age 16 years and covers upto 70 years
  6. Minimum Sum Assured RM50000
  7. Worldwide Coverage for 24 hours
Extra Benefits included in the Policy:-
  1. Hospital Benefit RM 15000
  2. Accident Protection 200% of the Sum Assured
  3. Critical Illnesses Protection RM 10000
  4. Temporary Permanent Disability Protection
  5. Death Protection
  6. Funeral Expenses RM 2000

Bank verses Teras Malaysia
  1. Bank- Saving without any Protection/Benefits. 
  2. Teras Malaysia - EXTRA BENEFITS/PROTECTION while you save.
VERY LOW PREMIUM AS RM 5 PER DAY FOR RM 50000 COVERAGE WITH EXTRA BENEFITS.

Contact information : 0163728143 Email:baradhan@mzpartners.com.my